The world needs more equality and liberty. With growing global wealth, the world is drifting into increasing inequality instead of a fair distribution of wealth. The world is separated in those who own and those who don't. On global scale that's obvious. Poor countries have almost no chance to maneuver out of their misery. Globalization of trade and information on first sight offers the opportunity to participate, but a closer look makes obvious that this is a 2-way street with significantly more wealth drained out than flown in. The biggest contribution of poor countries to globalization is low costs - driven by low social, ecological and safety standards. Way too often, there is neither the capital, the expertise, nor the time to get innovative products or procedures to a state that they could compete with players from established countries. Low innovation and low cost come with low margin, which automatically reduces the ability to invest anew. A vicious cycle, manifesting inequality. With an enormous burden for future generations.

What happens on global scale, does happen with the same mechanisms on country, community, and individual level. Everywhere. Those who get paid for work, get increasingly less. Those who innovate and/or own, constantly get more. It's well exemplified by the GINI Coefficient and its development over time.

Globally, we need to establish more equality and fairness. In the own interest of those who own as inequality correlates with crime, instability, and the willingness to follow populists. That's why I am a firm supporter of the unconditional basic income concept. I strongly believe it would create momentum and positive energy instead of phlegm and laziness.

But: I am equally convinced; unconditional basic income will never be established on larger scale as the political will is not strong enough against public resistance. 

That's why I argue the case for a more self-reliant, more individual way that does not need a social revolution.

Those who own, own assets: companies, patents, property. Why don't we make more people participate in the success of these assets? Not by forced redistribution, but by empowering more people to own a part of it. Capitalism offers the perfect tool for that, the stock market. Participating there is possible at the smallest fraction of ownership, and thus can start at the smallest available amount at an early stage in life. But at least in Germany, we are not taught in financial education at school. Where shall the necessary knowledge and mindset come from?

I believe in the power of self-responsibility to create more equality.

That’s why I have entered a cooperation with PJM Investment Akademie. Based near Hamburg/Germany, their founder, Philipp J. Mueller, has been a successful stock investor for his entire life. He has decided to make Germany a country of stock investors by changing people’s attitude towards stock exchange and teaching them the rules of gaining continuously while managing risk.